I explained it to cypher, and he agreed it was a good idea, and along the lines of an idea he had. The reason... Others have probably thought of it and not done it thinking it might not be accepted, or haven't thought of it, and if I tell them, they may use the idea and abuse it. You guys we're almost right on. Dr. Brain is right, I'm doing it on purpose, as the less people doing this, the less worries about security, and the more possibility of it being passed by the right people and oked. Brain has probably thought of it, or been told about the idea for it, as cypher had said his plan involved HS, and was along the lines of my idea. It however, is so simple and basic, just keep thinking, your thinking too big of ideas. Think about how ss protocol works, how billers and zones work, and the point of what a biller does. A biller does nothing more essentially then store some data, and p!@#$%^&* data between zones and networks.