Just what this country needs, another insurance company...   But if it's true, I didn't see speeding anywhere on the 'tickets they don't cover' list. Lets see... 10mph over the limit in Minnesota is around $150, 20mph is around $300. Seven of those a year = $2100. $13/mo * 7 months = $91, 1 ticket/month. $91 < $2100, but just like any other insurance company, they won't fight to get the ticket off your record. So 7 speeding tickets in 7 months = somewhere around 11 points on the MN driving point scale, 10pts = license revoked for 3 years. Not worth it.   Anyway, on to more important things like...Detroit punishing the Penguins for thinking they're worthy enough to play against the Red Wings...