Depends on how comfortable you are with selling (or how good you are, more importantly). I work at a bank and I only get static pay, but I'm a pretty charismatic salesperson so if I had the choice I'd definitely go with commission. Once I'm selling mutual funds as opposed to the lines of credit, VISA cards and term deposits/GICs I'll be making commission on top, so uh.. I don't know where I was gonna go with this. Are you a confident sales person? Go with commission. If not, stick with the static. Of course another factor to consider is if you're young (this includes me, I'm only 20) then you should stick with the job you've already got 2 years on and gain the experience. If they're still paying you poorly in a year or so, apply for other jobs. You'll have good references from this job, since there's no way your boss wouldn't give you a letter of recommendation after you stuck around with them for so long.