see thats the problem in fact, the so-called "bad drivers" actually follow the DMV Driver's Handbook to a T. also, in reference to the topic (to which we are now completely sidetracked off) I might get it cause personally, i like speeding, i like driving fast, but i DO NOT have the sort of income that will provide the increase in insurance premiums, nor can i afford the 200$ tickets... so its a possibility when i get my first paycheck (just started a job at the airport) that i might sign up for this for "peace of mind" oh and another thing... 2 1/2x overtime for working on a holiday guess what im doing...TRAINING LOL... so im getting 300 bucks for sitting a room, getting taught lol... aww... the dream job Let's see if you can afford the funerals after a nice crash $75,000 Life insurance paid by my employer free of charge to me and anyways.... ya, tho, im gonna make a poll.. answer it plz