Healthcare Bill Passed

[Hakaku]

Here is the main problem with health care being government run... Look at Canada.

 

I LOVE my private health insurance. I can schedule an appointment, walk in, and be seen. I don't have to wait in ridiculously long lines. I can plan other things to do that day instead of blocking the whole day for "doctor visit"

Ok. I hate it when people use the whole "OMG CANADA" argument. Do you even understand Canada's health care system? If so, I would really love to hear you explain to me:

 

1) Why you would wait an entire day for an appointment

2) Why that has anything to do with Canada's public health care system

3) How it differs from Canada's private health care sector

4) How this applies to every single hospital or doctor's practice across the country

 

There's so much ignorance in your comment it's not worth continuing. I'll leave you with this advice, turn off Fox news for a minute and stop comparing our health care system to your bill.

[PoLiX]

I was gonna say. I remember being on a field trip to Victoria one time and a friend of mine had an allergic reaction to some food they had us try, forget what it was. But guess he didn't know it had nuts in it, as it looked mostly meat. Was some weird thing they had at the parliment building there. But anyways... The teacher took him straight to the doctors and he was seen right away. Even came back on the same ferry and bus with all of us, and this was almost at the end of the trip that this happened.

 

I never hear anything bad about the health insurance up there (both government and private), and a lot of people cross the border when US physicians won't do anything for them. Guess it all depends on how far you live from Canada on your perspective.

[BDwinsAlt]

On a field trip the school's insurance takes care of everything...

[»Ducky]

The only problem with the Canadian system are long wait times on elective treatment due to the global budgeting that caps a doctors spending limits. Why is this a bad thing? Most people turn into hypochondriacs when they get coverage from anybody. What happens to be a sore thumb is most certainly cancer; a patient will ask for twelve different treatments for something completely inane because they "are covered" and don't have to pay for the excess. What the Canadian system does is cap that cost. Sore Thumb? You're doctor has to fix it with 7 dollars. If your MRI costs 12 dollars and it has a 1 billionth of a chance to catch something that your 6 dollar x-ray wouldn't, you aren't getting it unless you wait until next year when money isn't as tight.

 

It makes sense to me. Probably because I've been to the doctors office twice in the past 5 years.

[Dr Brain]

There seems to be a major misconception that health insurance has anything to do with your health. That's like thinking life insurance is about your life. They're both about the opposite. Life insurance covers you when you die, not when you live. Similarly, health insurance covers you when you're sick, not when you're healthy.

 

I have no idea how people have it in their heads that health insurance should cover you for normal routine visits. Routine visits are just that: routine. That means there's nothing to insure. Also, using health insurance to cover minor things is the height of our society's stupidity. Can you imagine what car insurance prices would be like if you used it to cover replacement wiper blades? I mean really...

 

Insurance companies will charge what they have to to make a profit, as any business will (governments will too, you just don't see the whole bill as most of it goes into inflation). If the company has to shell out money for routine visits, they're going to charge you for routine visits. This is common sense, not exploitation. Granted, many insurance companies are evil, because the whole "health" industry has become depraved. Making it public will only make it worse, though.

[BDwinsAlt]

If I go to the medical clinic down the road, it costs $125 if I don't have insurance. With Insurance my Co-pay is $40. Now I would rather not pay for insurance and pay the $125 if I do get sick, I pay about that much each month for insurance, and then don't need it. You do the math. I've been to the doctor once from 2009-now, I was in a wreck.

[»Xog]

Xog lives in New York State as far as I know. New York State requires insurance on all registered vehicles.

 

Ding ding ding. Why you so mean rootbear? What the fuck have I done to you? Seriously I'm curious why you've got so much pent up anger and hate towards me.

[whalz]

here were i live its illigal to drive and talk / text on a cell phone, if your caught its a 160$ fine

 

i drove by one of those wireless bluetooth pieces of shit store, and on their bill board it said "ITS THE LAW, Get your bluetooth headset"

a few days later they changed the sign, but now all we see here is cyborg fucks walking around w/ b luetooth headsets

 

its all about getting everyone to be the same, to be equal.. i guess communism isnt dead yet.

 

HAH and you americans a few years ago used to call us canadians commies cause of our health care.. what a joke

 

but still.. its good you guyz have healthcare now

 

 

edit: its all about what makes the gov'nt and the buisness owners rich, in the cell phone and driveing thing.. not only do cops have yet another reason to pull people over, but the cellphone companies get a killing in wireless headset sales

... people say im crazy though, but isnt it obvious

Edited March 23, 2010 by Whal the 2nd

[SeVeR]

Here is the main problem with health care being government run... Look at Canada.

 

I LOVE my private health insurance. I can schedule an appointment, walk in, and be seen. I don't have to wait in ridiculously long lines. I can plan other things to do that day instead of blocking the whole day for "doctor visit"

Ok. I hate it when people use the whole "OMG CANADA" argument. Do you even understand Canada's health care system? If so, I would really love to hear you explain to me:

 

1) Why you would wait an entire day for an appointment

2) Why that has anything to do with Canada's public health care system

3) How it differs from Canada's private health care sector

4) How this applies to every single hospital or doctor's practice across the country

 

There's so much ignorance in your comment it's not worth continuing. I'll leave you with this advice, turn off Fox news for a minute and stop comparing our health care system to your bill.

Lol true, I think someone has been watching Fox News a bit too much. Britain has a National Health Service too, and it's great. I don't pay a thing to see a doctor. When I had appendicitis and had to be in hospital for several days due to additional complications I paid zilch, zippo, nadda.

[Bak]

While I agree that it's somewhat an invasion of my rights to force me to get health care, I think it's the only practical way to get insurance companies to cover preexisting conditions. Otherwise, (more) people would just not get insurance until they are sick and then get it to cover surgery X when they need it. The alternative is getting rid of insurance companies altogether and having a government-run system (but so many people [see rootbear] LOVE their health insurance so much that this is not practical and maybe not even desirable).

 

anyways: http://www.washingtonpost.com/wp-dyn/content/article/2010/03/22/AR2010032203575.html

[NBVegita]

What the health care industry does it allow you to pay for things you wouldn't be able to otherwise.

 

For example, I had to have surgery to repair a torn ligament in my wrist. With no insurance, the surgery would have cost me ~12k. With insurance I paid a $100 co-pay and that was it. Now that insurance cost me $50 a month (employer paid the difference). In order for me to save up enough money by saving my insurance payments it would take me 20 years to pay for that one surgery. That is what insurance companies do.

 

I'm not stating it's perfect by any means, but the whole concept of insurance is based on the fact that healthy people won't get the same benefit as the sick, until the healthy become the sick people. I mean a friend of my parents had to go in for quadruple bypass surgery. His bill (with out insurance) would have been in the range of 175k. Even if you managed to put away $1000 a month for your health care, it would take just about 15 years to pay for that surgery, assuming that you have no illness of any sort in those 15 years. With insurance I think he payed $2000.

 

Even if we had completely socialized health care, how can you fund health care for everyone without using that same system?

 

Another thing the health insurance companies do is negotiate a rate with the practitioner. For example, the location I went to for physical therapy charges $125 a session if you have no insurance. With insurance they can only charge the insurance company $50 and you only pay a copay on that $50. The way it was explained to me is that insurance companies negotiate with practitioners and then give them a maximum value they will pay for that service, which is always lower than what they want to charge. If you don't like the terms, you don't have to accept that insurance, but then you may loose a huge client base if you won't accept that insurance.

 

I guess I'm wondering what is it that you don't like about insurance companies?

[BDwinsAlt]

True, people tend to go to places where they are covered, and if an insurance doesn't like that place, they won't cover their clients for that place and it affects their business.

 

If I am forced to get government healthcare, I will go to the doctor all the time. I was diagnosed with Achilies Tendonitis, even though it doesn't bother me anymore, all I have to do is go to the doctor and get pills. I would probably go to the doctor about random things that don't really bother me. There would be more people at the doctor, longer lines and wait times. Abortion clinics are about to have lines to the road probably

 

This will probably lead to people insured under other companies to not want to go to the doctor anymore and they pay for something they don't use anymore. I just don't like the circumstances. Too many things that aren't health-related are in the bill. I'm all for the little guys who try to start a small business, and it seems the democrats who are normally for that, are hurting them a little in the process of doing their own agenda.

 

It's funny how a mostly democratic state elected a republican governor, and it's getting more common. People aren't happy with the people they elected to be their voice voting for something they don't believe in. The thing is, we are stuck with these people until their term is up, so they get a pay check no matter what we think. If it was someone in a normal position they would have been kicked in the ass already and run out of town. I think a government should fear and respect its people, but will maintain control, knowing if they wrong their people, a giant nuclear bomb will destroy them.

 

FEAR US!

Now in 10 years if we decide it's time for government healthcare, then there better be some fuckin healthcare! But until then, stfu.

 

Disclaimer:I'm not trying to plan a terrorist attack so don't come to my door asking questions (Thanks)

[Bak]

Abortion clinics are about to have lines to the road probably

 

wat?!?

 

first off, federal funding only partially subsidizes abortions as health care in the cases of rape, incest, or health of the mother. second, even if abortions were completely free, they are certainly not great for your health so you may want to avoid them for that reason. third, who considers the monetary cost of an abortion when having sex? fourth, even if you are pro-choice, abortions are in a moral gray area, why put yourself through that?

[BDwinsAlt]

[SeVeR]

If I am forced to get government healthcare, I will go to the doctor all the time.

DIE DIE DIE.

[BDwinsAlt]

If I am forced to get government healthcare, I will go to the doctor all the time.

DIE DIE DIE.

They want healthcare, I'll give them healthcare.

[LiDDiS]

Here is the main problem with health care being government run... Look at Canada.

 

I LOVE my private health insurance. I can schedule an appointment, walk in, and be seen. I don't have to wait in ridiculously long lines. I can plan other things to do that day instead of blocking the whole day for "doctor visit"

 

So much stupid in such a short statement.

[»Xog]

rootbear:

ok xog, shut up, you have no idea what you are talking about for car insurance.

you dont NEED insurance to drive. However, you must pay a $500 uninsured motorist fee. and here's the thing, what if someone else hits you, and they are uninsured? YOU'RE FUCKING SCREWED. YOU end up paying your OWN money to fix your car...

 

I'd rather pay $100-$150/month for car insurance, that way if something say DOES actually happen, I dont have to severely reduce my budget for the month in order to pay for repair costs.

 

Actually, in New York State, car insurance is a requirement - and you must carry it with you at all times while driving. If you don't have insurance and a cop pulls you over, you can get a very big ticket, on top of whatever else he pulled you over for (also if you're in an accident and you dont have the insurance information at hand).

 

If someone else hits me and they're uninsured - I'm going to be doing what the insurance company does when I get into an accident. I take them to court - and sue them. You DO realize that's what they do right? You DO also realize that your insurance company is making a lot of money just by you getting hit. When you get hit and you have insurance, your insurance company sues the other person's insurance company. That's how it works. So yes, I do know how this works. You stfu, thanks.

 

I'd rather not pay $100-$150/month for car insurance, get hit by some dumbass, and get a payoff of $40,000 from their insurance company rather than have my insurance company sue them, have them take 90% of it, and give me the 10% of that $40,000.

 

They're a bunch of theives.

[NBVegita]

If someone else hits me and they're uninsured - I'm going to be doing what the insurance company does when I get into an accident. I take them to court - and sue them.

 

You do realize that you can do that today. If an uninsured motorist hits you, you have every right to sue them.

 

I'd rather not pay $100-$150/month for car insurance, get hit by some dumbass, and get a payoff of $40,000 from their insurance company rather than have my insurance company sue them, have them take 90% of it, and give me the 10% of that $40,000.

 

You do realize that is bull pucky. First, the insurance company can only sue for the cost to fix your car and the costs of them taking the company to court. You also realize that 95%+ of these cases won't go to court because they settle. So if it costs $4,000 to fix your car, there is no way the insurance company can get $40,000. The only way you could get more money than the cost of the repair (and rental for time without vehicle) is if you're suing for injury/trauma, in which it would be illegal for the insurance company to make such a case on your behalf and not give you the money. If your concept were true, there would be THOUSANDS of car insurance companies because any industry where you can turn around 90% is the most lucrative field in the world.

 

The only real way insurance companies make money is by the deductibles they make you pay, the same as health care (most drivers won't need it at once) and that they try to find anyway possible out of having to pay for your claim (or the claim against you).

 

Also, if everyone drove around with no insurance and planned to sue someone to pay to fix your vehicle, it's going to take you months, to years (depending if that was the system for every claim), mean while you still have no car. If you are financing for a car, you still have to make the payments on the car, even if you can't drive it. So now if you want a car to drive, you've got to make payments on two vehicles. Now reverse it. You're the one at fault and someone sues you. You will need to pay out of pocket to not only fix your car, but their car too. It's not hard to rack up, 10k, 20k, or even 30k worth of damage on a car (depending on the car). Even if you do win the case and they have to pay you, if they only make $1000 a month, how long do you think it's gonna take for you to get $5000? Years.

 

I could go on and on. Again, not saying that car insurance is a perfect system, but in reality it is much much better than nothing at all.

Edited March 24, 2010 by NBVegita

[whalz]

id have 2 agree car insurance is better than nothing at all, not to mention a huge security factor... (no insurance , no plates? lol that would be humourous)

[Bak]

registration and insurance are two different things, although you're probably not old enough to drive yet so it's understandable you don't get that

[Dr Brain]

While I agree that it's somewhat an invasion of my rights to force me to get health care, I think it's the only practical way to get insurance companies to cover preexisting conditions.

 

So, basically the ends justify the means. What happened to integrity?

[rootbear75]

Here is the main problem with health care being government run... Look at Canada.

 

I LOVE my private health insurance. I can schedule an appointment, walk in, and be seen. I don't have to wait in ridiculously long lines. I can plan other things to do that day instead of blocking the whole day for "doctor visit"

Ok. I hate it when people use the whole "OMG CANADA" argument. Do you even understand Canada's health care system? If so, I would really love to hear you explain to me:

 

1) Why you would wait an entire day for an appointment

2) Why that has anything to do with Canada's public health care system

3) How it differs from Canada's private health care sector

4) How this applies to every single hospital or doctor's practice across the country

 

There's so much ignorance in your comment it's not worth continuing. I'll leave you with this advice, turn off Fox news for a minute and stop comparing our health care system to your bill.

I'm not comparing the health care bill to canada. I'm just going on what people have told me.

People complain often that since everyone has free health care in canada, there are longer lines. I have even heard that people come down the to states for surgery that they would otherwise have to wait for years to get in canada.

Other than that, I don't know anything else about canada's health care system....

 

Also: I don't watch Fox News... I prefer CNN. I only watch the Fox local news because I like their format better.

[SeVeR]

While I agree that it's somewhat an invasion of my rights to force me to get health care, I think it's the only practical way to get insurance companies to cover preexisting conditions.

 

So, basically the ends justify the means. What happened to integrity?

Looks like Dr Brain is shooting for the moral highground on this one.

[Dr Brain]

Yes, I believe a lack of integrity and honesty is the root of the problems the world is facing right now. Bak has the courage to admit that it's removing rights from people, so I'll see if he has the courage to admit that it's wrong.

 

Honestly, I don't see why you're interjecting yourself. You don't believe in any absolute morality, so you shouldn't care what moral ground I'm standing upon, high or low.