I'm an ordinary wage earner with an average income and, I just don’t got the time to get a better education or a better job, so how am I supposed to buy a beach house and a yacht? I really enjoy the beach and yachting, but the thing is I don’t have the money to buy them. The reason that theft and embezzlement is here is so that those of us who can’t pay for things can enjoy what others are enjoying. Another thing is, yachts are too expensive, most of the time you get a small boat that kinda sucks, theft and embezzlement eliminates that by allowing you to buy what you want. I understand that the people and businesses are losing money this way but if they were willing to first lower prices, and allow people to buy houses and yachts while someone else pays, people won't thieve as much. Finally, this is closely related to a issue where people buy lawn mowers and video recorders from bars, I think this is ok as well because it’s the people's fault for not putting big enough locks on their garages, sheds and homes. C'mon. Get real. Having said that....P2P is ELITE. FREE STUFF!!!!!!