SeVeR, I have to disagree.  Removing all social safety nets would indeed cause a big uptick in crime, but we still have police and other ways to keep the peace.  My reference to "taking all your stuff" was to calm Dr Brain's discontent by offhandedly invoking the social contract (submit to law and, in exchange, we'll enforce it for all).    Of course private charities help people, all the time.  It's just not clear that a system of private charity completely answers society's need (it didn't back in the day).     And I agree with Dr Brain that government welfare displaces a lot of private charity.  But this is a mixed blessing.  On the one hand, without private charity you eliminate most of the heroic virtue of giving, as Dr Brain laments, by making it coercive.  On the other hand, government "charity" is both hampered and protected by all the limits of government activities (equal protection, due process, etc.).  A church-based "welfare" program could avoid a lot of bureaucratic knots and paperwork; but like any private charity, the church could also refuse to help people who are irish, gay, black, male, or ugly.